[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.e-cafm.cz\/jak-si-rozumne-pujcovat\/#Article","mainEntityOfPage":"https:\/\/www.e-cafm.cz\/jak-si-rozumne-pujcovat\/","headline":"Jak si rozumn\u011b p\u016fj\u010dovat?","name":"Jak si rozumn\u011b p\u016fj\u010dovat?","description":"Kdy\u017e \u010dlov\u011bk pot\u0159ebuje utratit v\u00edce, ne\u017e kolik si vyd\u011bl\u00e1, mus\u00ed s\u00e1hnout na sv\u00e9 \u00faspory. A pokud ani tyto nesta\u010d\u00ed, respektive pokud je v\u016fbec nem\u00e1, nezb\u00fdv\u00e1 mu ne\u017e si podle okolnost\u00ed bu\u010f ut\u00e1hnout pomysln\u00fd opasek, nebo si j\u00edt n\u011bkam chyb\u011bj\u00edc\u00ed finan\u010dn\u00ed <a class=\"more-link\" href=\"https:\/\/www.e-cafm.cz\/jak-si-rozumne-pujcovat\/\">\u010c\u00edst d\u00e1le...<\/a>","datePublished":"2019-07-17","dateModified":"2023-04-28","author":{"@type":"Person","@id":"https:\/\/www.e-cafm.cz\/author\/#Person","name":"e-cafm.cz\n","url":"https:\/\/www.e-cafm.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/325464d7e09ffe52889ba6983accc5cdb65d0a54acd9a25cd7e409bd3eba713a?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"e-cafm.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.e-cafm.cz\/wp-content\/uploads\/img_a354262_w1942_t1568873482.jpg","url":"https:\/\/www.e-cafm.cz\/wp-content\/uploads\/img_a354262_w1942_t1568873482.jpg","height":0,"width":0},"url":"https:\/\/www.e-cafm.cz\/jak-si-rozumne-pujcovat\/","about":["Ekonomika"],"wordCount":410,"articleBody":"       Kdy\u017e \u010dlov\u011bk pot\u0159ebuje utratit v\u00edce, ne\u017e kolik si vyd\u011bl\u00e1, mus\u00ed s\u00e1hnout na sv\u00e9 \u00faspory. A pokud ani tyto nesta\u010d\u00ed, respektive pokud je v\u016fbec nem\u00e1, nezb\u00fdv\u00e1 mu ne\u017e si podle okolnost\u00ed bu\u010f ut\u00e1hnout pomysln\u00fd opasek, nebo si j\u00edt n\u011bkam chyb\u011bj\u00edc\u00ed finan\u010dn\u00ed prost\u0159edky p\u016fj\u010dit. Tak to zkr\u00e1tka chod\u00ed. Jen\u017ee stejn\u011b jako nen\u00ed ni\u010d\u00edm neobvykl\u00fdm to pr\u00e1v\u011b vy\u0159\u010den\u00e9, je pravdou i to, \u017ee nejeden z t\u011bch, kdo projev\u00ed o p\u016fj\u010dku z\u00e1jem, odch\u00e1z\u00ed nakonec z t\u00e9 \u010di on\u00e9 finan\u010dn\u00ed instituce s nepo\u0159\u00edzenou. Aby toti\u017e vytou\u017eenou p\u016fj\u010dku z\u00edskal, mus\u00ed doty\u010dn\u00fd \u010dasto dolo\u017eit dostate\u010dn\u011b vysok\u00e9 p\u0159\u00edjmy, dob\u0159e vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, \u010dist\u00fd registr dlu\u017en\u00edk\u016f a podobn\u011b, a v tomto nejeden z t\u011bch, kdo tou\u017e\u00ed po finan\u010dn\u00ed p\u016fj\u010dce, zkr\u00e1tka neusp\u011bje. Proto\u017ee poskytovatel\u00e9 typu tradi\u010dn\u00ed banky jsou neoblomn\u00ed a jakmile neodpov\u00edd\u00e1 klient kladen\u00fdm n\u00e1rok\u016fm, m\u00e1 jednodu\u0161e sm\u016flu. A kam se obracej\u00ed ti, kdo v bank\u00e1ch neslavili \u00fasp\u011bch? Nejednou se obracej\u00ed na tu posledn\u00ed mo\u017enost, je\u017e jim je\u0161t\u011b zb\u00fdv\u00e1, tedy na nebankovn\u00ed sektor. Tady lze toti\u017e i za onoho nep\u0159\u00edzniv\u00e9ho stavu v\u011bc\u00ed usp\u011bt, a to p\u0159i volb\u011b produktu jm\u00e9nem americk\u00e1 hypot\u00e9ka bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Jak u\u017e i s\u00e1m n\u00e1zev t\u00e9to p\u016fj\u010dky napov\u00edd\u00e1, net\u0159eba se tu b\u00e1t v p\u0159\u00edpad\u011b, \u017ee m\u00e1 \u010dlov\u011bk jen velmi mal\u00e9 \u010d\u00edslo na konci v\u00fdplatn\u00ed p\u00e1sky. Ba oko se tu d\u00e1 p\u0159imhou\u0159it t\u0159eba i nad n\u011bjak\u00fdm t\u00edm z\u00e1znamem v registrech, respektive nad lec\u010d\u00edm jin\u00fdm. Hlavn\u00ed je, aby m\u011bl \u017eadatel n\u011bjakou nemovitost, j\u00ed\u017e by se mohl zaru\u010dit za poskytnut\u00e9 finance. M\u00e1-li tuto, sta\u010d\u00ed p\u00e1r jej\u00edch sn\u00edmk\u016f zaslat nebankovn\u00ed spole\u010dnosti e-mailem k posouzen\u00ed, vyplnit virtu\u00e1ln\u00ed formul\u00e1\u0159 a dohodnout se se z\u00e1stupcem poskytovatele na v\u0161ech podrobnostech. A jakmile je pot\u00e9 podeps\u00e1na smlouva, je jen ot\u00e1zkou kr\u00e1tk\u00e9ho \u010dasu, ne\u017e se \u017eadatel sv\u00fdch pen\u011bz do\u010dk\u00e1. Za podm\u00ednek, je\u017e mu nebudou rozhodn\u011b komplikovat \u017eivot, je\u017e ho nezruinuj\u00ed. A p\u0159esn\u011b tak by m\u011bla pomoc v nouzi vypadat.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Jak si rozumn\u011b p\u016fj\u010dovat?","item":"https:\/\/www.e-cafm.cz\/jak-si-rozumne-pujcovat\/#breadcrumbitem"}]}]